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Old 10-06-2010, 01:12 AM   Thread Starter #1
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Default Semi Tire Hit My Hood!

So I was driving along on the freeway headed to work and as I was passing a Waste Management truck a 2 foot piece of tire tread flew out the side of his truck and hit my hood! I was like WTF!!!

So long story short I had to chase this guy down and get his information. And after a few weeks of trying to actually get a hold of someone to take care of this, I've got an estimate that I just faxed in to their insurance company for over $1000. I guess they said the hood has to be replaced.

But here's my question... how much do you think I would actually get if I told them to cut me a check? I have a friend that does body work for a living. I could just pay him less than that to paint my bumper, grille, fix and paint the hood, and paint the new lip I'm getting.
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Old 10-06-2010, 01:20 AM   #2
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Default Re: Semi Tire Hit My Hood!

That should be no problem. They will give you a check + a form to sign and send back stating that you are satisfied with their compensation. You do what you want after that.
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Old 10-06-2010, 02:27 AM   #3
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Default Re: Semi Tire Hit My Hood!

+1
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Old 10-06-2010, 05:49 AM   #4
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Default Re: Semi Tire Hit My Hood!

Good luck, and thankfully the hood is all that was damaged. Those road gators can really tear a car up.
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Old 10-06-2010, 08:34 AM   #5
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Default Re: Semi Tire Hit My Hood!

See how much your friend could get a new hood for & how much he'll charge you for replacing & painting it. Then add like $500 for your pcket lol.
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Old 10-06-2010, 10:48 AM   #6
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Default Re: Semi Tire Hit My Hood!

Wow, that sucks man, sorry. I say if you have a friend that can do the work, have the company cut the check and have it done with your boy. Do you have pictures of the damage? I mean, does the hood really need to be replaced? I think most repair shops that do insurance work, try to get all the money they can so they over estimate. Good luck and let us know what you decide. Post of pics of damage
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Old 10-06-2010, 10:03 PM   Thread Starter #7
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Default Re: Semi Tire Hit My Hood!

My guy said he could do it without replacing the hood. I'm just wondering if the insurance company would give the whole amount or just part of it?

Here's what it looks like...

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Old 10-06-2010, 10:09 PM   #8
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Default Re: Semi Tire Hit My Hood!

Actually dosent look tooo bad. If your quote came from a reputable repair shop, I really dont see why your insurance company will not give you the money. Just make sure your boy can fix the damage to your liking, dont wanna pay the money and then you are not happy.
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Old 10-06-2010, 10:24 PM   Thread Starter #9
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Default Re: Semi Tire Hit My Hood!

Trust me I've been there before with my last car.

This guy is good! I've seen his work before. He actually works at a Chevy dealership and is starting his own shop.
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Old 10-06-2010, 10:30 PM   #10
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Default Re: Semi Tire Hit My Hood!

Bootz, did the shop that gave you the quote one of the insurance company authorized places? If so I doubt they will have a problem cutting you a check. If if it wasnt their shop like I said before I really dont see any issue of them cutting you a check, however you never know until you ask, LOL. As per your boy, sounds like its a win win situation to me man, a good body guy like a good mechainc is hard to find so bless you brother. I think you will be good, let us know what they say
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Old 10-07-2010, 01:02 AM   Thread Starter #11
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Default Re: Semi Tire Hit My Hood!

I will!

They told me just to go get an estimate. Honestly this place seems kinda hokey. It took me forever to finally talk to someone.
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Old 10-07-2010, 01:05 AM   #12
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Default Re: Semi Tire Hit My Hood!

If you decide to get a new hood, sell me that one. Good luck dude.
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Old 10-07-2010, 01:12 AM   Thread Starter #13
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Default Re: Semi Tire Hit My Hood!

For sure!
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Old 10-07-2010, 08:09 AM   #14
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Default Re: Semi Tire Hit My Hood!

Thats sucks man. I hate all the pieces of the semi tires that litter the roads. I ran into a huge piece when i had my sentra and it ripped off a chunk of my bumper on the left side. Good luck with the fix.
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Old 10-12-2010, 04:38 PM   Thread Starter #15
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Default Re: Semi Tire Hit My Hood!

So I finally got in contact with Waste Management's insurance.

They are telling me that it won't be covered because it is road debris!!

Am I wrong? Shouldn't this be covered? It's seems to me that his tires weren't maintained and it falling apart and hitting my car should be covered!

Any insurance guys here!?
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Old 10-12-2010, 05:54 PM   #16
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Default Re: Semi Tire Hit My Hood!

FUKIN AS$$$ clowns, sorry bro
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Old 10-12-2010, 06:36 PM   #17
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Default Re: Semi Tire Hit My Hood!

wow. should definitely be covered. i know people in NJ and around get reimbursement from salt trucks dumping salt on the streets during winter time and making dents in the windshield.
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