Register My Garage Arcade V.I.P Members List Calendar Mark Forums Read
Go Back   my6thgen.org - Maxima Forum > my6thgen.org - Main Discussion Area > 04-08 General Discussion > Insurance, Accidents & Thefts

Reply
ExclamationThis thread is more than 150+ days old. If you still feel it is necessary to bump this thread, you have the permission to do so. Please click the checkbox below and post your reply.
 
Thread Tools
Old 02-24-2011, 02:44 AM   Thread Starter #1
Donating Member

my6thgen.org Profile Info.
 
lake29's Avatar
 
Join Date: Aug 2010
Official Member #: 534
Last Online: 11-12-2016 06:40 PM
Location: Indiana
Posts: 576

Reputation Level: 15
lake29 will become famous soon enough

Participation Level: 0%
Activity: 0% Activity: 0% Activity: 0%

My Awards:
Supporting Family Member  


/ Point Value: 10

Default Auto Insurance CPE Coverage

Hey Guys,

I was renewing my car insurance threw Progressive and noticed that I could add the CPE coverage for up to $5,000. I was curious if anyone has this extra coverage and is it with the extra money. I have included the text from the Porgressive website.


Custom Parts or Equipment (CPE) Coverage
Custom Parts or Equipment coverage provides physical damage coverage to equipment, devices, accessories, enhancements, and changes, other than those which are originally installed by the manufacturer, which are permanently installed or attached, and alter the appearance and performance of the vehicle. Comprehensive and Collision coverage include protection for up to $1,000 of the total Custom Parts or Equipment value. Additional Custom Parts or Equipment coverage may be purchased by entering a total value up to $5,000.

Examples of Custom Parts or Equipment are: permanently installed (by brackets or bolts) after-market premium stereos and any other electronic equipment, antennas, and other devices used exclusively to send or receive audio, visual, or data signals, or to play back recorded media, other than those which are originally installed by the manufacturer.
lake29 is offline   Send a private message to lake29 Find more posts by lake29 Add lake29 to Your Friends list Reply With Quote top
Old 02-24-2011, 06:41 AM   #2
Senior Moderator

my6thgen.org Profile Info.
 
1hawaii50's Avatar
 
Join Date: Feb 2010
Official Member #: 63
Last Online: 11-03-2014 08:34 PM
Location: Cleveland, Ohio
Posts: 13,276

Reputation Level: 58
1hawaii50 has a spectacular aura about1hawaii50 has a spectacular aura about1hawaii50 has a spectacular aura about

Participation Level: 0%
Activity: 0% Activity: 0% Activity: 0%

My Awards:
Supporting Family Member  


/ Point Value: 10

Member of the Month (M.O.T.M)  


/ Point Value: 10

Most Valuable Poster (MVP)  


/ Point Value: 10

V.I.P Member  


/ Point Value: 15

Spotlight Ride Of The Month  


/ Point Value: 5

Active Member  


/ Point Value: 5

Official Ride  


/ Point Value: 10

Default Re: Auto Insurance CPE Coverage

My car is covered for replacement value...including any parts that I've added. I have Encompass insurance.
__________________
1hawaii50 is offline   Send a private message to 1hawaii50 Find more posts by 1hawaii50 Add 1hawaii50 to Your Friends list Reply With Quote top
Old 02-24-2011, 09:47 AM   #3
Premier Member

my6thgen.org Profile Info.
 
Maxifun's Avatar
 
Join Date: Feb 2010
Official Member #: 84
Last Online: 01-26-2019 10:29 AM
Location: Germantown, MD
Posts: 2,516

Reputation Level: 19
Maxifun is on a distinguished road

Participation Level: 0%
Activity: 0% Activity: 0% Activity: 0%

My Awards:
Supporting Family Member  


/ Point Value: 10

Official Ride  


/ Point Value: 10

Banner of The Month  


/ Point Value: 10

V.I.P Member  


/ Point Value: 15

Default Re: Auto Insurance CPE Coverage

I've never heard that you have to get an add-on rider to replace installed aftermarket equipment in your vehicle... I'm going to have to check our auto insurance now....
__________________
Click the image to open in full size.
Click the image to open in full size.
Maxifun is offline   Send a private message to Maxifun Find more posts by Maxifun Add Maxifun to Your Friends list Reply With Quote top
Old 02-24-2011, 10:22 AM   #4
Official my6thgen.org Weatherman
my6thgen.org Profile Info.
 
packetattack's Avatar
 
Join Date: Feb 2010
Official Member #: 47
Last Online: 04-28-2012 02:35 PM
Posts: 231

Reputation Level: 12
packetattack is on a distinguished road

Participation Level: 1%
Activity: 1% Activity: 1% Activity: 1%
Default Re: Auto Insurance CPE Coverage

Originally Posted by Maxifun View Post
I've never heard that you have to get an add-on rider to replace installed aftermarket equipment in your vehicle... I'm going to have to check our auto insurance now....
Yes you do, otherwise insurance will just cover replacement of stock wheels, head unit etc. I had faxed in my wheel + tire, body kit, ICE etc. receipts to GEICO and they added an incremental charge to my policy to cover everything.
__________________
Click the image to open in full size.
packetattack is offline   Send a private message to packetattack Find more posts by packetattack Add packetattack to Your Friends list Reply With Quote top
Old 02-24-2011, 10:27 AM   #5
Administrator
my6thgen.org Profile Info.
 
Qwikhas's Avatar
 
Join Date: Feb 2010
Official Member #: 75
Last Online: 02-21-2017 09:36 PM
Location: Philly
Posts: 4,639

Reputation Level: 20
Qwikhas will become famous soon enough

Participation Level: 0%
Activity: 0% Activity: 0% Activity: 0%
Default Re: Auto Insurance CPE Coverage

This might be something I might inquire about with my carrier.
__________________
Click the image to open in full size.
Click the image to open in full size.
Qwikhas is offline   Send a private message to Qwikhas Find more posts by Qwikhas Add Qwikhas to Your Friends list Reply With Quote top
Old 02-24-2011, 12:06 PM   #6
Senior Moderator
my6thgen.org Profile Info.
 
Chemax's Avatar
 
Join Date: Feb 2010
Official Member #: 140
Last Online: 10-04-2014 01:46 PM
Location: SATX
Posts: 11,313

Reputation Level: 51
Chemax has a spectacular aura aboutChemax has a spectacular aura about

Participation Level: 0%
Activity: 0% Activity: 0% Activity: 0%

My Awards:
Supporting Family Member  


/ Point Value: 10

Active Member  


/ Point Value: 5

Default Re: Auto Insurance CPE Coverage

Hmmm... I didn't know this was an option either. Good to know!
__________________
Click the image to open in full size.
We all have different ways of coping - I use sex and awesomeness.

mmm.... chorizo
-csiepka
Chemax is offline   Send a private message to Chemax Find more posts by Chemax Add Chemax to Your Friends list Reply With Quote top
Old 02-24-2011, 02:42 PM   #7
Premier Member

my6thgen.org Profile Info.
 
Maxifun's Avatar
 
Join Date: Feb 2010
Official Member #: 84
Last Online: 01-26-2019 10:29 AM
Location: Germantown, MD
Posts: 2,516

Reputation Level: 19
Maxifun is on a distinguished road

Participation Level: 0%
Activity: 0% Activity: 0% Activity: 0%

My Awards:
Supporting Family Member  


/ Point Value: 10

Official Ride  


/ Point Value: 10

Banner of The Month  


/ Point Value: 10

V.I.P Member  


/ Point Value: 15

Default Re: Auto Insurance CPE Coverage

I just called me insurance reps ofc (State Farm) they said just keep a copy of the receipts. Performance (racing parts) might have some exclusions but besides that there shouldn't be a problem.

Good to know.
__________________
Click the image to open in full size.
Click the image to open in full size.
Maxifun is offline   Send a private message to Maxifun Find more posts by Maxifun Add Maxifun to Your Friends list Reply With Quote top
Reply


Currently Active Users Viewing This Thread: 1 (0 Members And 1 Guests)
 
Thread Tools


All times are GMT -4. The time now is 02:01 AM.